Define Your Questions And Needs

There are usually one or two compelling questions that motivate a person to seek financial help. Make sure you are clear about your questions and needs before you make an appointment...

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River Oaks Subdivision

There is a marvelous neighborhood in Santa Maria that is quite unique. The River Oaks subdivision is situated off Highway 101 and Donovan Road in North East Santa Maria. It is approximately...

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Real Estate 2.0

Real estate 2.0 is a term that evolved from the expression "Web 2.0 "which is used to describe the revolution in Web technology. There are disagreements over the definition of Web 2.0 but generally...

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Adjustable Rate Mortgages

While teaching as a University lecturer, I had a student who wanted to purchase a house to “flip”. He indicated he talked to his real estate broker and she indicated that now is not the time...

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